Oh, there’s nothing quite like the smell of super moist chocolate chip banana bread baking in the oven—it just wraps you up in a big, cozy hug, doesn’t it? I swear, my family can sniff it out from two rooms away, and honestly, it’s the best way I know to rescue those sad, overripe bananas from the fruit bowl. This recipe? It’s my go-to. It’s not fussy, it’s forgiving, and it always comes out so incredibly tender and packed with melty chocolate pockets. Perfect for a quick breakfast with your coffee, an afternoon pick-me-up, or honestly, just eaten straight from the pan while it’s still warm (no judgment here!). Whether you bake every weekend or you’re just getting started, this one’s a sure thing. Let’s make some magic!
Why You’ll Love Super Moist Chocolate Chip Banana Bread
Oh, where do I even start with this one? This super moist chocolate chip banana bread is practically a hug in loaf form, and here’s why you’ll absolutely adore it:
- Perfectly Moist Texture: No sad, dry crumbs here—just melt-in-your-mouth tenderness, thanks to that buttery, banana-packed batter. Every bite feels like a little celebration.
- Easy to Make: You don’t need fancy skills or equipment. Just a couple bowls, a spoon, and a craving for something sweet. Even if you’ve never baked before, you’ve got this!
- Family-Friendly: My picky nephew? Devours it. My chocolate-obsessed sister? Steals half the loaf. It’s the rare treat that pleases everyone at the table (or hiding in the pantry).
- Great for Using Overripe Bananas: Those sad, speckled bananas nobody wants? They’re the secret weapon here. Sweeter, softer, and begging to be mashed into something glorious.
- Freezer-Friendly: I always stash a few slices in the freezer—they’re my emergency snack stash for chaotic mornings or sudden cookie cravings (because yes, this counts as breakfast).
Trust me, once you try it, you’ll understand why I’ve baked this at least a hundred times. It’s just *that* good.
Ingredients You’ll Need for Super Moist Chocolate Chip Banana Bread
Alright, let’s gather our goodies! Here’s everything you’ll need to whip up this dreamy loaf. I’ve tossed in some tips and swaps because, hey, life happens—and baking should be flexible. (P.S. If you’re like me and forget to soften butter, just zap it in the microwave and pretend you planned it.)
- 1 ½ cups (180g) all-purpose flour: Spoon it into your measuring cup and level it off—no packing! This keeps the bread light, not dense.
- 1 teaspoon baking soda: Our little rising hero. Just make sure it’s fresh, or your bread might flop (literally).
- ½ teaspoon salt: Don’t skip it! It tames the sweetness and makes the chocolate taste even richer.
- ½ cup (115g) unsalted butter, melted and cooled slightly: Melted butter = maximum moisture. If you’re dairy-free, coconut oil works like a charm.
- ¼ cup (60mL) vegetable oil: The secret to that “super moist” promise. Trust me, it’s worth the extra glug.
- ¾ cup (150g) granulated sugar: If your bananas are practically black, you can reduce this to ½ cup—they’re sweet enough on their own!
- 2 large eggs, at room temperature: Cold eggs can make the butter seize. If you forgot to take them out, just dunk ’em in warm water for 5 minutes.
- 1 teaspoon pure vanilla extract: The flavor booster. Imitation works in a pinch, but real vanilla? *Chef’s kiss.*
- 1 ½ cups (360g) mashed ripe bananas (about 3-4 medium bananas): The spottier, the better! I mash mine with a fork, but a potato masher works if you’re feeling feisty.
- 1 cup (170g) semi-sweet chocolate chips: My personal favorite, but milk or dark chocolate chips are fair game. Or go wild and use chunks!
See? Nothing fancy—just pantry staples and a little banana magic. Now let’s get mixing!
Step-by-Step Instructions for Super Moist Chocolate Chip Banana Bread
Alright, let’s dive in! This super moist chocolate chip banana bread comes together like a dream—just follow these steps, and you’ll be rewarded with a loaf so good, it’ll disappear faster than you can say "second slice."
- Preheat and Prep: Fire up your oven to 350°F (175°C). While it heats, grab that 9x5-inch loaf pan and give it a good greasing—butter, oil, or even baking spray works. (Pro tip: A little parchment paper sling makes lifting the bread out *so* much easier.)
- Mix Dry Ingredients: In a medium bowl, whisk together the flour, baking soda, and salt. No need to sift—just break up any lumps with your whisk and set it aside. This is your dry team, ready to join the party later.
- Combine Wet Ingredients: In a big bowl, mix the melted butter, oil, and sugar until it’s smooth and glossy. If your butter’s still warm, that’s fine—just don’t add the eggs yet, or they might scramble. (Been there, cried over that.)
- Add Eggs and Flavor: Crack in the eggs one at a time, stirring well after each. Then, stir in the vanilla and those glorious mashed bananas. The batter might look a little curdled here—totally normal! It’ll all come together.
- Fold in Dry Ingredients: Now, gently add the dry ingredients to the wet. Mix until *just* combined—a few streaks of flour are better than overmixing. Overworking = tough bread, and we’re all about that tender crumb.
- Stir in Chocolate Chips: Fold in most of the chocolate chips, saving a handful to sprinkle on top. (Because why not make it extra pretty?) The batter will be thick and lumpy—that’s exactly what you want.
- Bake to Perfection: Scrape the batter into your prepared pan and smooth the top. Pop it in the oven for 60–65 minutes. Around the 50-minute mark, peek in—if the top’s browning too fast, tent it loosely with foil. The bread’s done when a toothpick comes out with just a few crumbs (not wet batter).
- Cool Properly: Let the loaf cool in the pan for 10 minutes—this keeps it from falling apart. Then, run a knife around the edges and transfer it to a wire rack. I know it’s tempting, but try to wait at least 20 minutes before slicing... unless you’re okay with crumbly, warm chaos (no shame).

And there you have it—super moist chocolate chip banana bread that’ll make your kitchen smell like heaven. Now, go forth and bake!
Variations for Super Moist Chocolate Chip Banana Bread
Listen, I love the classic version of this super moist chocolate chip banana bread, but sometimes you gotta mix things up—whether it’s for dietary needs, pantry shortages, or just pure curiosity. Here are my favorite twists (all tested and adored by my very opinionated taste-testers):
- Nutty Crunch: Toss in ½ cup chopped walnuts or pecans with the chocolate chips. The toasty crunch against the soft bread? *Chef’s kiss.* (But skip this if you’re baking for nut-free friends, obviously.)
- Dairy-Free: Swap the butter for coconut oil and use vegan chocolate chips. My sister swears this version is just as rich and fudgy—no one misses the dairy.
- Healthier Option: Replace half the all-purpose flour with whole wheat flour (trust me, it’s still tender) and cut the sugar to ½ cup. Bonus points if you use dark chocolate chips for extra antioxidants!
- Double Chocolate: For the chocoholics (hi, it’s me), whisk ¼ cup cocoa powder into the dry ingredients. The bread turns deep brown, almost like a chocolate cake with banana vibes—dangerously good.
Feel free to get creative! Add a swirl of peanut butter, sprinkle with sea salt before baking, or throw in a handful of shredded coconut. Baking’s all about making it *yours.*
Serving and Storage Tips for Super Moist Chocolate Chip Banana Bread
Okay, let’s talk about the best part—eating this glorious loaf! (And, fine, how to keep it from vanishing *too* fast.) Here’s how to serve and store your super moist chocolate chip banana bread like a pro:
- Serving: Slice it thick and serve it warm—those melty chocolate chips are *everything*. A little pat of butter on top? Heavenly. Drizzle with honey or a smear of peanut butter if you’re feeling extra. (Or just eat it straight from your hand while leaning over the sink—I won’t tell.)
- Room Temperature Storage: Once cooled, tuck the loaf into an airtight container or wrap it tightly in foil. It’ll stay moist and delicious for up to 3 days—if it lasts that long. Pro tip: If your kitchen’s warm, stash it in the fridge to prevent the chocolate from getting too soft.
- Freezing: Slice the loaf, wrap each piece in plastic wrap, and pop them in a freezer bag. They’ll keep for up to 3 months. To thaw, leave a slice on the counter for an hour or zap it in the microwave for 20 seconds. Or—my favorite—toast it lightly for a crispy edge and gooey chocolate center. Breakfast solved!
There you go—now you can enjoy every last crumb, whether it’s fresh from the oven or months later when a banana bread craving strikes (because it *always* does).

Helpful Notes for Super Moist Chocolate Chip Banana Bread
Before you sprint off to bake, here are my tried-and-true tips to make sure your super moist chocolate chip banana bread turns out *perfectly* every single time. These little nuggets of wisdom come from years of baking (and yes, a few hilarious kitchen disasters).
- Banana Ripeness: Those black, mushy bananas you’re tempted to toss? They’re GOLD. The spottier, the sweeter—and the more flavor they’ll give your bread. No ripe bananas? Speed things up by baking unpeeled bananas at 300°F for 15 minutes until they’re soft and dark.
- Don’t Overmix: Once you add the flour, stir just until the batter comes together. A few lumps are fine! Overmixing makes the bread tough, and we’re all about that cloud-like texture.
- Testing Doneness: If the top starts getting too dark but the center’s still jiggly, loosely tent the pan with foil halfway through baking. And remember, a toothpick should come out with a few moist crumbs—not wet batter, but not bone-dry either.
- Pan Size Matters: Using a smaller pan? The batter might overflow. Larger? The loaf could bake too flat. Stick to a standard 9x5-inch loaf pan for the perfect rise.
- Room Temp Eggs: Cold eggs can make the butter clump. If you forgot to take them out, just let them sit in warm water for 5 minutes—it’s a game-changer.
There you have it—my secrets to banana bread bliss. Now go forth and bake with confidence!
Frequently Asked Questions About Super Moist Chocolate Chip Banana Bread
I’ve gotten so many questions about this super moist chocolate chip banana bread over the years—here are the ones that pop up most often (along with my very honest, slightly chaotic answers).
- Can I use frozen bananas? Absolutely! Just thaw them first—I usually leave them in a bowl on the counter for an hour or so. They’ll release some liquid, so drain that off before mashing. (Bonus: frozen bananas mash up extra smooth!)
- How do I prevent a soggy bottom? Two things: First, make sure your oven’s fully preheated—no sneaking the pan in early! Second, don’t go wild adding extra wet ingredients (looking at you, yogurt enthusiasts). Stick to the recipe, and you’ll get that perfect, even bake.
- Can I make muffins instead? Yes, and they’re dangerously snackable! Fill muffin cups ¾ full and bake at 350°F for 20–25 minutes. Test with a toothpick—if it comes out clean, they’re done. (Pro tip: Mini muffins bake in about 12 minutes. Perfect for tiny hands or lack of self-control.)
- Why did my bread sink in the middle? Usually, it’s underbaking or opening the oven door too early. The center needs time to set! Next time, wait until the top springs back when lightly pressed, and resist the urge to peek before the 50-minute mark.
- Can I reduce the sugar? Sure! If your bananas are super ripe, you can cut the sugar to ½ cup. The bread will still be sweet (thanks, bananas!) but a tad less decadent. (Though, let’s be real—this is dessert disguised as breakfast.)
Still stumped? Drop your question in the comments—I’ve probably messed it up before and can save you the trouble!
Final Thoughts
There you have it—my all-time favorite super moist chocolate chip banana bread, straight from my kitchen (and heart) to yours. This recipe has seen me through lazy Sundays, last-minute potlucks, and even a few "I need chocolate NOW" emergencies. It’s the kind of bake that feels like home, no matter where you are or who you’re sharing it with.
Whether you’re whipping it up for a sleepy brunch, packing slices in lunchboxes, or gifting a loaf to your neighbor (instant friendship guaranteed), this bread never lets me down. And hey—if you tweak it with your own spin, I wanna hear about it! Did you add cinnamon? Swap in peanut butter chips? Burn the edges because you got distracted by a really good podcast? (No shame—I’ve been there.) Drop a comment below or tag me in your photos. Baking’s always better when we do it together.
Now go grab those bananas and get baking. The world needs more warm, chocolate-studded goodness—and so do you. Happy baking, friends!
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Super Moist Chocolate Chip Banana Bread Recipe
- Total Time: 70 mins
- Yield: 1 loaf 1x
- Diet: Vegetarian
Description
Super moist chocolate chip banana bread packed with rich flavor and melty chocolate chips.
Ingredients
- 1 ½ cups (180g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- ½ cup (115g) unsalted butter, melted and cooled slightly
- ¼ cup (60mL) vegetable oil
- ¾ cup (150g) granulated sugar
- 2 large eggs, at room temperature
- 1 teaspoon pure vanilla extract
- 1 ½ cups (360g) mashed ripe bananas (about 3-4 medium bananas)
- 1 cup (170g) semi-sweet chocolate chips
Instructions
- Preheat your oven to 350°F (175°C). Grease a 9x5-inch loaf pan.
- In a bowl, whisk flour, baking soda, and salt. Set aside.
- In another bowl, mix melted butter, oil, and sugar until smooth.
- Beat in eggs one at a time, then stir in vanilla and mashed bananas.
- Gradually fold in the dry ingredients until just combined.
- Stir in chocolate chips.
- Pour batter into the prepared loaf pan.
- Bake for 60-65 minutes or until a toothpick comes out clean.
- Cool in the pan for 10 minutes, then transfer to a wire rack.
Notes
- Use ripe bananas for best sweetness and texture.
- Do not overmix the batter to keep the bread tender.
- Store leftovers in an airtight container for up to 3 days.
- Prep Time: 10 mins
- Cook Time: 60 mins
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice
- Calories: 280
- Sugar: 20g
- Sodium: 180mg
- Fat: 14g
- Saturated Fat: 7g
- Unsaturated Fat: 6g
- Trans Fat: 0g
- Carbohydrates: 36g
- Fiber: 2g
- Protein: 4g
- Cholesterol: 45mg
Keywords: banana bread, chocolate chip, moist, easy, homemade
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